Fatwa on Bank Interest

Azharul Fatawa – Collection of English Fatawa
by Taajush Shariah Hadrat Allama Mufti Mohammed Akhtar Raza Khan Azhari al-Qaadiri


Your holiness, Mufti Saheb. I request your honour to give the verdict on the following questions. May Allah Ta’ala reward you.

Question 1: Is interest totally unlawful? On which condition is the profit considered as interest?

Question 2: May a Muslim take the profit on his deposited money in the banks and the post offices which they term as “interest” in countries such as India, Britain and South Africa, etc.

ANSWER Read the rest of this entry »

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Sexual Intercourse

The following rules of sexual intercourse should be observed:

  1. Before actual coition, hold conversation of sexual love and give caresses and kisses. Play and toy in order to rouse sexual organs for easy cohabitation.
  2. Before the act is begun, recite the following: “In the Name of Allah, the Almighty and the Great, Allah is Greatest. O Allah! Protect us from the devil. And keep the devil aloof from what You have provided us.”
  3. Don’t turn the face towards the West.
  4. At the time when semen runs out, think of this verse: “All praise is for Allah Who created man from water. Then He made for him blood and marriage relationship.” (25: 54)
  5. Don’t let out your semen very soon at least before the ovary of your wife comes out. This is made much easier when kisses and caresses and other tactful ways rouse wife’s passions.
  6. Try to enter semen into uterus and don’t throw it outside without any excuse.
  7. Before your second coition, sexual organs must first be cleaned and washed.
  8. Ablution should be made after coition.
  9. Coition should be avoided as far as possible in the nights of the new moon, full moon and at the end of the lunar month.
  10. Sexual intercourse is desirable when the husband and the wife both show inclination for it, and no forcible coition should take place. When a man calls his wife to bed and she declines, Angels curse her and Almighty Allah remains displeased with her.
  11. Coition must always be made with the male organ and the female vaginal canal and never through the rectum.

On the following occasions, sexual intercourse is unlawful:

  1. Intercourse during continuance of the menses of the wife. The Holy Quraan says: “They ask you about menstruation. Say, it is a little harmful.” Therefore, keep aloof from women during their menstrual discharge and do not go near them until they are clean.
  2. After childbirth till the stoppage of blood nearly up to the 40th day.
  3. During the hours of fasting from the appearance of whiteness till the setting of the sun. Intercourse during night is not prohibited even during the fasting month.
  4. Unnatural intercourse either with male or with an animal is unlawful.

If a man promises not to go unto his wife for four months, and if in the meantime, he does not have sexual intercourse with her, the wife will be considered as divorced if not taken in the mean time.

Buy and Sale

Sayyiduna Abu Hurayra (radi Allahu anhu) reported from the Glorious Messenger (sallal laahu alaihi wasallam) who said: “The two (seller and buyer) must not part away except by mutual consent.” (Abu Da’ood)

Sale is contracted by a declaration and acceptance expressed unequivocally in words or in expressions conveying the same meaning. The acceptance may be deferred until the breaking up of the meeting whether the declaration be made personally or by letter or message. An offer made by the purchaser cannot be restricted by the seller or to any particular parts of the goods. A little deviation from the offer or acceptance will not make the sale complete. A sale may be entered into either for ready money or for payment within a fixed time. Gains may be sold for other gains of different species.

There are four kinds of sale:

Read the rest of this entry »

Lawful Foods

There are three kinds of things which are generally consumed by men, viz.

  1. things of mines,
  2. vegetables and crops grown from the earth, and
  3. animals.

The first two kinds are lawful except what is injurious to health, life and intelligence. Intoxicating drugs cause harm to intelligence and are, therefore, unlawful. Poisonous plants are injurious to life and they are, therefore, unlawful.

Among lawful things, there should be some sort of discrimination for the sake of health according to taste and repugnance. Anything distasteful or repugnant to nature should not be eaten, as it may injure health although the thing to be taken is lawful. This version finds corroboration with The Holy Quraan: “O People! Eat the lawful and good things out of what is in the earth.” (2:57)

Imam Maalik (alaihir rahmah) and others hold that all aquatic animals are lawful except sea-dog and sea-hog. Imam Shafi’i (alaihir rahmah) maintains that all aquatic animals are lawful without discrimination. Imam-e-A’zam Abu Hanifa (alaihir rahmah) holds that fish, which die by accident and float, are lawful but abominable. Sayyiduna Abu Zubair (radi Allahu anhu) reported from Sayyiduna Jaabir (radi Allahu anhu) who said that the Messenger of Allah (sallal laahu alaihi wasallam) said: “Eat what the sea throws up (fish) and is left by the tide, and don’t eat what dies therein and floats.” (Abu Da’ood, Ibn-e-Majah)

Sayyiduna Abdullah Ibn-e-Abbas (radi Allahu anhuma) reported that the pre-Islamic Arabs used to eat some things and leave other things out of dislike. Then, Allah sent His Messenger (sallal laahu alaihi wasallam) and sent down His Book and made lawful His lawful things and made unlawful his unlawful things. Whatever He made lawful is lawful and whatever He made unlawful is unlawful, and whatever He remained silent is allowable. He recited, “O Say: I don’t find any thing prohibited in what was revealed to me for an eater except what dies of itself.” (The Quraan, 6:146)

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